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BTL Changes. Are you prepared?
After a busy 2017 for landlords, it may come as no surprise to hear that 2018 has more in store for the buy to let sector.
As well as the second phase of tax relief reductions coming into force, there are two other new changes heading the way of landlords relating to HMOs and EPC ratings - and the…
Why use a Broker?
Buying a house is one of the biggest, if not the biggest, purchase you will make in your lifetime. For most people the ability to do this will depend at least partially on the ability to secure a mortgage; this can be a daunting task – particularly for first time buyers. This is where mortgage bro…
Buy to Let Tips
In our last blog we briefly described BTL mortgages.
In this blog we will be giving some hints and tips on picking a property. We have personal experience with BTL’s and we think this helps when it comes to advising you.
Pretty much a golden rule is buy for as little as you can and rent from as mu…
Buy To Let Explained
A Buy to Let (BTL) mortgage is for a property you are buying with the sole intention of renting it out.
A BTL mortgage is very similar to a residential mortgage, the main differences are that you generally need a minimum deposit of 25% of the property value in order for a lender to accept you onto …
Remortgaging Fees Explained
In our blog series on remortgaging we’ve touched on the fact that there are costs involved in remortgaging. In this blog entry we will be explaining what these are all about.There may be costs associated with leaving your current deal and for getting your new deal. We will always take these into c…